Our Industries

Specialist Industries

Protecting Tasmanian Farms, Crops, and Livestock

Running a farm in Tasmania comes with unique challenges. From bushfires and storms to machinery breakdowns, livestock loss, and even visitor injuries, the risks are real. Whether you operate a large crop or livestock farm or a small family or hobby property, McLardy McShane Tasmania can tailor farm insurance to help protect your livelihood.

We support Tasmanian farmers with insurance solutions across livestock, cropping, orchards, vineyards, vegetable and seed production, as well as niche and lifestyle farms. From a beef farm in the Midlands to a cherry orchard in the Huon, we take the time to understand your risks and deliver cover that fits.

A business takes years to build – but an accident or disaster could destroy it all in minutes.

That’s why businesses should help protect themselves with a quality business insurance pack tailored for their industries. With the right cover in place, owners can run their business with confidence, knowing that their premises, stock, equipment and reputation are protected by insurance.

Business owners can benefit from taking out an affordable and comprehensive business insurance pack to help protect them against the main risks involved in running a business.

Construction projects involve multiple stakeholders and are often undertaken on challenging sites.

Construction businesses must often manage changes to scope or orders, poorly written contracts and specifications and complex project management issues. They may need to deal with labour and materials shortages, or theft of tools and materials. Subcontractors and suppliers can provide extra stress for construction firms, as can the rising number of extreme weather events. What’s more, cybercrime is an emerging threat to construction businesses, which often use insecure connections from mobile workplaces, and share files and data with stakeholders outside the business. Whether you’re an owner builder, a contractor or a large construction company, you’ll need a range of insurance covers to safeguard your workers, building and equipment.

Anyone can make a mistake – but if your business is found liable for negligence, the costs can be financially devastating.

Not only can it lead to an expensive lawsuit, but your business’ hard-earned reputation may be damaged as a result. That’s why professional indemnity insurance matters – for help protecting your assets and brand if your advice causes a client to take legal action against you. Professional Indemnity insurance is recommended for anyone who is providing professional services or advice in exchange for a fee – like, graphic designers, IT consultants and more. Regardless of your legal obligation, it’s often a customer requirement that you have this cover in place. As a wide-ranging insurance solution, professional indemnity cover may include anything from accidents to errors and omissions.

If an accident or unforeseeable incident causes damage or injury to someone (other than your employees), you may be found legally liable to cover the costs.

Public liability insurance can help to protect your business from the financial risk of liability claims – giving you the certainty you need to trade with confidence. No matter how stringent your company is, mistakes can happen. Even if you’re not at fault, you could risk serious financial damage through legal and court costs if a customer decides to sue you. Product liability insurance is designed to help protect your business if you’re sued because a product you sell, assemble or supply has caused harm to a person or property. While public and product liability insurance isn’t mandatory for most businesses, it is recommended for all companies. That’s because the unpredictable nature of accidents makes them hard to prevent – and the costs of being sued can be extraordinarily high.

1 in 6 Tasmanians work in tourism and hospitality, it's a vital part of our economy, and we understand how to protect the people and businesses that keep it running.

We understand the unique challenges Tasmania’s tourism and hospitality businesses face, and how vital the industry is to our state. From property cover in remote areas to protection against equipment breakdowns, business interruption, and public liability, we tailor insurance solutions that evolve with your business.

Tasmania’s unique regulatory landscape and exposure to natural hazards make having the right insurance essential. Whether you operate a boutique stay, café, boat tour, hiking company, mountain bike experience, water-based adventure, or private aviation service, our tourism and hospitality expertise ensure you’re protected, no matter how complex the risk.

Backed by the McLardy McShane Group, we have support with direct access to leading insurance markets in the adventure tourism space and hospitality.

HOBART
The Finish Line: 2 Castray Esplanade, Battery Point TAS 7000
Email: toma@mclardymcshane.com.au
Phone: 0416 457 143
Web: mclardymcshanetasmania.com.au
HOBART
The Finish Line: 2 Castray Esplanade, Battery Point TAS 7000
Email: toma@mclardymcshane.com.au
Phone: 0416 457 143
Web: mclardymcshanetasmania.com.au